Sulong sa Tagumpay Multipurpose Cooperative

STMC


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Membership Classification
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Loans
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Commodities

Membership Classification

    Platinum
  • 3 years active member
  • At least 200,000 paid up capital
  • 3x years no delinquency
  • 2/2 GA attendance
  • 2 participation in 1 year
  • 2/2 participation in the last 2 elections (voted)
  • At least 5000 savings depositor
  • at least 150,000 for the year of patronage of COOP products and service
  • 11% rebate Plus token for new platinum
    Gold
  • 2 years active member
  • At least 100,000 paid up capital
  • 2x years no delinquency
  • 1/2 GA attendance
  • 1 participation in 1 year
  • 2/2 participation in the last 2 elections (voted)
  • At least 3000 savings depositor
  • at least 100,000 for the year of patronage of COOP products and service
  • 8% rebate
    Silver
  • 1 year active member
  • At least 50,000 paid up capital
  • 1x year no delinquency
  • 1/2 GA attendance
  • 1 participation in 1 year
  • 1/2 participation in the last 2 elections (voted)
  • At least 1000 savings depositor
  • at least 50,000 for the year of patronage of COOP products and service
  • 6% rebate
    Bronze
  • <1 year active member
  • At least 1000 paid up capital
  • <1 year no delinquency
  • 0/2 GA attendance
  • 0 participation in 1 year
  • 0/2 participation in the last 2 elections (voted)
  • Below 1000 or no savings account
  • below 50,000 for the year of patronage of COOP products and service
  • 3% rebate

Loans

Loan Amount: Maximum of P800,000
Interest Rate: 10%
Service Fee: 5000
Loan Term: Up to 60 months

Purpose: A car financing facility that can be used for personal use of the member. It covers cars, vans, SUV''s and AUV''s, for brand new units only.


Requirement:
With at least P300,000 paid up capital
At least 2 years COOP member
Not delinquent for the last 12 months (Share capital & loans)
No offsetting of the coop loans

Loan Amount: P200,000 to P1,000,000
Interest Rate: 9%
Service Fee: 3000
Loan Term: Up to 60 months

Requirements:
With at least P200,000 paid up capital
Not delinquent for the last 3 months (Share capital & loans)

Note: maximum loan amount is equivalent of his/her paid up capital.

Loan Amount: Maximum of P30,000
Interest Rate: 1%
Service Fee: 1%
Loan Term: Up to 12 months

Interest Rate:
From March 01, 2025: 1.00% per month
Starting January 01, 2026: 1.50% per month

Loan Amount: Maximum of P50,000
Interest Rate: 1.5%
Service Fee: 1%
Loan Term: Up to 24 months
Requirements:
6 months COOP member

Loan Amount: Maximum of P75,000
Interest Rate: 1%
Service Fee: 2%
Loan Term: Up to 36 months

Requirements:
At least 3 months COOP Member
Minimum Share Capital of Php 2,500
Subject to Co-maker Policy
Allowed up to 2x paid-up Share Capital
Subject to Max 35% Loanable Amount

Interest Rate:
Starting Mar 01, 2025: 1.00%
Starting Jan 01, 2026: 1.50%

Offsetting of Other Loans:
Not Allowed except Petty Cash & CAL

Loan Amount: Maximum of P50,000
Interest Rate: 1.5%
Service Fee: 1%
Loan Term: Up to 24 months
Requirements:
6 months COOP member

Loan Amount: Maximum of P50,000
Interest Rate: 1%
Service Fee: 2%
Loan Term: Up to 12 months

Requirements:
At least 6 months COOP member
Assessment/Official Receipt

Loan Amount: Maximum of P100,000
Interest Rate: 1%
Service Fee: None
Loan Term: Up to 36 months

Requirement:
At least 3 months COOP member
Assessment/Official Receipt
Hospital Bill

Loan Amount: Maximum of P30,000
Interest Rate: 0.5%
Service Fee: 1
Loan Term: Up to 12 months
Requirements:
3 months COOP member

Loan Amount: Maximum of P300,000
Interest Rate: 1.25%
Service Fee: 2%
Loan Term: Up to 60 months

Requirements:
At least 1 year COOP member
2 years in the company
If existing property:
 - Copy of TCT (Title) under member's name
 - Bill of material
If new property
 - Copy of TCT (Title) under previous/current owner
 - Notarized deed of sale
 - Proof of housing related expenses.
 - Note: A notarized deed of assignment should be submitted for single status members who presented land titles owned by their parents.

Loan Amount: Any Amount
Interest Rate: 1%
Service Fee: 2%
Loan Term: Up to 36 months

Requirements:
At least 6 months COOP member
Life insurance - St. Peter Plan
Comprehensive insurance - Car

Loan Amount: Maximum of P50,000
Interest Rate: 0.5%
Service Fee: 2%
Loan Term: Up to 24 months
Requirements:
3 months COOP member

Loan Amount: P500 to P1,500
Interest Rate: 0.5%
Service Fee: None
Loan Term: Up to 2 months
Requirements:
6 months COOP member

Loan Amount: P2,000 to P20,000
Interest Rate: 1.5%
Service Fee: 2%
Loan Term: Up to 9 months
Requirements:
3 months COOP member

Loan Amount: Maximum of P200,000
Interest Rate: 1.25%
Service Fee: 2%
Loan Term: Up to 48 months

Requirements:
At least 1 year COOP member
2 years in the company
If with existing business
 - Updated mayor's business permit
 - Proof of business related expenses
New/Backyard Business
 - Project Proposal
 - Mayor's Permit

Loan Amount: P50,000 to P200,000
Interest Rate: 1.5%
Service Fee: 2%
Loan Term: Up to 48 months
Requirements:
6 months COOP member

Loan Amount: Maximum of P5,000
Interest Rate: 1.5%
Service Fee: 1%
Loan Term: Up to 5 months
Requirements:
3 months COOP member

Loan Amount: Maximum of P1,000,000
Interest Rate: 10%
Service Fee: 2%
Loan Term: Up to 60 months

Purpose: For brand new or Second hand vehicle (2 wheels or 4 wheels)

Requirement:
With at least P100,000 paid up capital
At least 1 year COOP member
Not delinquent for the last 3 months
No offsetting for the last 3 months
Co-makers

Commodities

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LED Lights

3w (cool daylight)

3w (warm white)

5w  (cool daylight)

5w (warm white)

7w  (cool daylight)

9w  (cool daylight)

11W  (cool daylight)

13w  (cool daylight)

24w (UFO)

15w (UFO)

10w (ceiling)

17w (Ceiling)-Big

Scene switch 8w

LED Floodlights 20W

LED Downlight 3.5W

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OPPO CELLPHONE

A3X 64 gb
A3X 128gb
A3 6+128gb
A3 8+128gb
A3 8+256gb
RENO 12F5G
RENO 12 5G
Oppo Neo Pad
Oppo Neo Pad SE
Oppo 13F 5G
GLOBE WIFI

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MEDICAL SUPPLIES

Surgitech Blood Pressure w/ adapter
OMRON Blood Pressure
Warm Bag
Health Assure Nebulizer
Surgitech Mini Nebulizer
Pregnancy Test
First Aid Kit
Surgitech Mini Nebulizer
Health Assure Nebulizer
Thermometer Scanner
FaceMask